If I could change my life at all, it would be to correct my financial life. The things that I thought made sense actually made no sense at all. This is called dissonance, and I had it bad because the things that I was doing made no sense at all at any stage of life. There is no excuse for over extending yourself and living beyond your means, but I lived like that on a daily basis. When I was younger, I could make up the high cost of my living by working around the clock, but this became a tightrope walk once I got older.
I found that I was a hamster in a cage because now I had to work those hours just to maintain any semblance of my lifestyle. Because I am in sales, appearance means everything. Financially disciplined people adjusted at the necessary times in life, so they are able to afford these luxury items now that allow them to exude a luxurious lifestyle. Having this aura of luxury will in turn make potential clients want to do business with them which in turn makes them more successful. This a beautiful cycle that will perpetuate them into a wonderful upwardly mobile life.
I on the other hand have to fake it by staying on the treadmill of working all the time to pay for things that I cannot enjoy because I cannot afford them. Furthermore, if I could afford them, I would not have the time to enjoy them still because I would be working all the time. This is the classic catch 22 that I found myself in with little hope instead of the upwardly mobile path that my colleagues are on. However, I am no loser, so I found a path to recover that path.
First was to find some breathing room by refinancing all things that I could if I could not liquidate them altogether, but refinancing the auto loans was much more difficult. The solution I found was a company called Ignition Financial. Their website at http://www.ignitionfinancial.org/auto-loans is beautiful and functions well, and it is also easy to utilize. Their process is smooth and approval happens in no time. Ignition Financial provided that final bit of breathing room that allowed me to put my financial trajectory back on track. I have to like thank them for being a good business.